The Danger of Focusing Only On The Short Term and Ignoring the Larger Picture

May 11, 2015 - Posted by: admin - In category:

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“Many people spend more time in planning the wedding than they do in planning the marriage [and their life].”

Zig Ziglar

The quote above might at first seem like a clever phrase intended to elicit a smile, as with many lines from Zig Ziglar. However, if you and I are brave and honest enough to consider it again, we might then also be honest enough to admit that this quote is actually very much true to life (perhaps true to our life).

The tendency to spend a great deal of time, effort and money planning for and fulfilling plans for certain major events is common to man and this includes not only weddings (for which, such planning and spending is ofttimes done mostly by women…:) but also vacations, graduations, birthdays, anniversaries, etc. There are industries devoted solely to the planning and spending related to such events. While there is generally nothing wrong with looking forward to and planning for such momentous times, if at the same time we fail to find enthusiasm, time and/or capital to plan for life in general, then we might be making a big mistake and we may someday regret our lack of foresight.

As we have noted previously, it is common for us to encounter individuals who have estate planning, financial planning, retirement planning and other planning on their “to do” list, but much higher on the list is their next European vacation, their world cruise and the holiday ski trip (to cite just a few common examples). We also often then hear from such individuals that while they have no issue paying for proper estate planning, their funds are just “a little short” at the moment, since they have just spent a large sum on the vacation travel reservations. Am I saying that you and I should have to choose between prudent life planning and taking a dream vacation? No, I am not saying that. Vacations are important, family time is very important and of course I would never want to detract from wedding or party planning. Rather, I am simply suggesting that if you and I find that our list of planned events is forever taking precedent over wise planning and preparation (which, of course, includes saving for a raining day, etc.), then perhaps we should reconsider our priorities and maybe revisit our to-do list.

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